docs(http): add ADR-041 MCP tool-gateway pattern for to_mcp

The to_mcp spec was describing one MCP tool per alknet operation — the
tool-bloat problem. An LLM connecting to a node with 200 operations gets
200 MCP tools dumped into its context, degrading reasoning and wasting
context budget.

ADR-041 replaces this with the tool-gateway pattern (same pattern as
opencode's memory and worktree tools): to_mcp exposes 4 fixed meta-tools
(search, schema, call, batch) that gate access to the full operation
registry. The LLM has a few tools in context, discovers operations on
demand through search + schema, then calls. Same principle as Linux's
man command — don't preload all documentation; query on demand.

Gateway tool set:
- search -> services/list (names + descriptions, AccessControl-filtered)
- schema -> services/schema (full OperationSpec for a specific op)
- call -> call.requested (Query/Mutation only, request/response)
- batch -> multiple call.requested (correlated IDs, OQ-14)

Subscription operations are excluded — MCP tool calls are
request/response by protocol design (the client blocks until
CallToolResult returns); streaming subscriptions don't fit. Subscriptions
are filtered out of search results and cannot be invoked via call.

http-mcp.md to_mcp section rewritten: the gateway tool set, Subscription
exclusion, and the service behavior (tools/list returns 4 fixed tools,
tools/call dispatches through the gateway). The 'Why' section adds the
tool-bloat rationale and the memory/worktree tool pattern that informed
the design.

README/overview ADR tables and the top-level README current-state note
updated for ADR-041.

docs/architecture/README.md

@@ -18,7 +18,7 @@ The storage and auth strategy research (`docs/research/alknet-storage-strategy/f
 
 The alknet-call crate is **implemented and reviewed** — both the server-side core and the client/adapter surface (207 lib + 2 integration tests passing). The alknet-core and alknet-call crate specs are in draft; the alknet-vault crate specs are stable.
 
-**alknet-http specs drafted.** The alknet-http crate (HTTP interface — `h2`/`http/1.1`/`h3` server + `from_openapi`/`to_openapi`/`from_mcp`/`to_mcp` adapters) now has architecture specs: [crates/http/](crates/http/) (overview, http-server, http-adapters, http-mcp, webtransport) and five new ADRs — [ADR-036](decisions/036-http-to-call-operation-mapping.md) (HTTP-to-call mapping), [ADR-037](decisions/037-mcp-stdio-transport-exclusion.md) (MCP stdio exclusion), [ADR-038](decisions/038-http3-and-webtransport-as-first-class.md) (HTTP/3 + WebTransport as first-class, correcting the Phase 0 deferral framing), [ADR-039](decisions/039-http-server-and-client-host-colocated.md) (HTTP server + client host colocated in one crate), [ADR-040](decisions/040-webtransport-alpn-stream-proxy.md) (WebTransport ALPN-stream-proxy — browser → WebTransport stream → any ALPN handler via WASM parser; the "VPN-like without being a VPN" use case). ADR-003 Amendment 1 clarifies that `alknet-call` is a protocol-foundation crate (the `alknet-http` → `alknet-call` dependency edge). The specs are in draft; implementation has not started. Three open questions carried: OQ-38 (WebTransport standalone relay service scope — distinct from the in-process ALPN-stream-proxy resolved by ADR-040), OQ-39 (`to_openapi` published-spec versioning), OQ-40 (reqwest client config).
+**alknet-http specs drafted.** The alknet-http crate (HTTP interface — `h2`/`http/1.1`/`h3` server + `from_openapi`/`to_openapi`/`from_mcp`/`to_mcp` adapters) now has architecture specs: [crates/http/](crates/http/) (overview, http-server, http-adapters, http-mcp, webtransport) and six new ADRs — [ADR-036](decisions/036-http-to-call-operation-mapping.md) (HTTP-to-call mapping), [ADR-037](decisions/037-mcp-stdio-transport-exclusion.md) (MCP stdio exclusion), [ADR-038](decisions/038-http3-and-webtransport-as-first-class.md) (HTTP/3 + WebTransport as first-class, correcting the Phase 0 deferral framing), [ADR-039](decisions/039-http-server-and-client-host-colocated.md) (HTTP server + client host colocated in one crate), [ADR-040](decisions/040-webtransport-alpn-stream-proxy.md) (WebTransport ALPN-stream-proxy — browser → WebTransport stream → any ALPN handler via WASM parser; the "VPN-like without being a VPN" use case), [ADR-041](decisions/041-mcp-tool-gateway-pattern.md) (`to_mcp` tool-gateway pattern — 4 fixed gateway tools instead of one tool per operation, addressing LLM context tool-bloat). ADR-003 Amendment 1 clarifies that `alknet-call` is a protocol-foundation crate (the `alknet-http` → `alknet-call` dependency edge). The specs are in draft; implementation has not started. Three open questions carried: OQ-38 (WebTransport standalone relay service scope — distinct from the in-process ALPN-stream-proxy resolved by ADR-040), OQ-39 (`to_openapi` published-spec versioning), OQ-40 (reqwest client config).
 
 **Next step**: The storage/repo-pattern ADRs (030–033) are accepted and amend the core and call specs. The next implementation phase is the ADR-029 migration (peer-keyed overlays, `PeerRef` routing, retire `remote_safe`/`trusted_peer`) with the ADR-030 `PeerEntry` change and the ADR-032 `forwarded_for` field folded in — the `OperationContext`, `from_call` handler, and `AuthPolicy` are all under edit, making this the cheapest window. After that: alknet-http implementation (specs drafted, ADRs 036–038 proposed), which consumes the `CredentialStore` trait and the `OperationAdapter` contract. The alknet-ssh crate (the other post-core crate, specced in parallel) proceeds independently — it depends on `alknet-core`, not `alknet-call`.
 
@@ -93,6 +93,7 @@ The alknet-call crate is **implemented and reviewed** — both the server-side c
 | [038](decisions/038-http3-and-webtransport-as-first-class.md) | HTTP/3 and WebTransport as First-Class HTTP Transports | Proposed |
 | [039](decisions/039-http-server-and-client-host-colocated.md) | HTTP Server and Client Host Colocated in alknet-http | Proposed |
 | [040](decisions/040-webtransport-alpn-stream-proxy.md) | WebTransport ALPN-Stream-Proxy | Proposed |
+| [041](decisions/041-mcp-tool-gateway-pattern.md) | MCP Tool-Gateway Pattern for to_mcp | Proposed |
 
 ## Open Questions