docs(architecture): document vault remote capability, enrich OQ-21

The VaultProtocol is a remote-capable irpc service by construction —
#[rpc_requests] generates both Service (local) and RemoteService (remote)
trait impls. DerivedKey's dual serialization (JSON redacts, postcard
preserves) was designed for this. Enabling remote vault access is a
server-setup change, not a protocol change.

OQ-21 enriched with full context:
- What's already in place (protocol, serialization, actor, auth transport)
- What's not in place (IrohProtocol handler forwards all messages without
  auth checks; needs NodeId allowlist + message filtering in assembly layer)
- Operation access policy: Unlock/Lock local-only; Derive/Encrypt/Decrypt
  remote-capable
- Use case: machine node → workers (workers don't hold mnemonics)
- Per-machine-node vaults, not shared (compartmentalization)
- Breaking vs non-breaking analysis (enabling = non-breaking; protocol
  evolution = wire break, manageable via ALPN versioning)

The auth-wrapping handler lives in the assembly layer (or a dedicated
vault-server crate depending on both alknet-core and alknet-vault), not in
the vault crate itself — the vault is standalone (ADR-018) and can't
import alknet-core's auth model.

OQ-21 remains deferred — no commitment to implement, but the door is open
and the design space is mapped.

docs/architecture/overview.md

@@ -224,7 +224,7 @@ Open questions are tracked in [open-questions.md](open-questions.md). Key questi
 - **OQ-08**: Vault integration point (resolved: CLI-embedded, assembly-layer only — see ADR-008, ADR-014, ADR-018, ADR-019)
 - **OQ-16**: Safe vault operations for call protocol exposure (resolved: none for now — see ADR-014)
 - **OQ-20**: Encryption key derivation (resolved: HD derivation, not PBKDF2 — see ADR-020)
-- **OQ-21**: Remote vault administration (deferred: network unlock not supported — see ADR-019)
+- **OQ-21**: Remote vault access (deferred: protocol is remote-capable; enabling = server-setup + auth-wrapping handler; Unlock/Lock local-only — see [protocol.md](crates/vault/protocol.md#remote-capability))
 - **OQ-22**: Key rotation (resolved: version-indexed paths, `rotate` method — see ADR-021)
 
 ## Failure Modes